A Clear Framework for Innovation and Leadership
The GENIUS Act provides the regulatory clarity that builders and consumers need.
This legislation establishes a comprehensive federal framework that:
Bipartisan consensus on the GENIUS Act
The GENIUS Act provides the regulatory clarity that builders and consumers need.
This legislation establishes a comprehensive federal framework that:
Sets clear definitions for stablecoins
Creates clear licensing procedures for stablecoin issuers
Implements tailored regulatory standards that protect consumers without stifling growth
Reinforces the dollar’s position as the world’s reserve currency by driving demand for U.S. Treasuries
Positions the United States as the global leader in digital asset innovation
Enables American companies to compete and lead in the digital economy
Stablecoins are a breakthrough in digital finance, modernizing payments, reducing transaction costs, and making financial services more efficient and inclusive—especially for consumers and small businesses underserved by traditional systems.

Payments shouldn’t be slow or expensive. With faster, cheaper transactions available 24/7, consumers gain the freedom to send and receive money instantly, no matter where they are in the world. This global reach increases convenience, reduces costs, and creates new opportunities for participation in the digital economy.
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Small businesses thrive when payments are simple and affordable. Lower processing fees and real-time settlement mean business owners can reduce overhead, improve cash flow, and focus on growth instead of financial friction. This helps entrepreneurs compete more effectively in both local and international markets.
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Innovation needs clarity to flourish. By providing clear rules of the road, developers and entrepreneurs can experiment, invest, and scale with confidence. Builders gain a stable environment to test new financial tools, applications, and services—accelerating progress and opening doors to entirely new markets.

A stronger financial system benefits everyone. By reinforcing the dollar’s position as the world’s reserve currency, demand for U.S. Treasuries increases, strengthening economic stability. This supports long-term growth, attracts global investment, and ensures the financial system remains resilient in a rapidly changing world.
GENIUS is pro-consumer and pro-innovation
The 2025 passage of the GENIUS gives the U.S. the opportunity to lead the world in digital asset regulation through clear, enforceable, and innovation-forward rules.
It balances necessary oversight with the flexibility needed to support real-world use cases. This is the most forward movement we’ve ever seen on digital asset legislation.