Democratizing Access to Investments
Modernizing outdated rules to create pathways to wealth
What’s at Stake
The current system, which largely restricts private investment opportunities based on an income threshold or net worth, is arbitrary, discriminatory, and economically counterproductive. These outdated criteria exclude investors who possess the knowledge and expertise to evaluate complex investment opportunities but may not meet arbitrary and antiquated wealth requirements.
87%
of Americans are excluded from private market investments based on the current definition of accredited investors.
Why this Matters
Expanding access to investment opportunities through knowledge-based criteria would open new avenues for wealth creation and building that aren't dependent on existing wealth.
Instead of asking investors how much money they have, the Equal Opportunity for All Investors Act asks whether they understand investment opportunities and their risks. That's a fundamental improvement in fairness and economic opportunity.
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Merit Over Money
Qualifications should be based on understanding of investment risks, not arbitrary income thresholds that exclude otherwise capable investors.
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Wealth Creation Access
Opens pathways to wealth building through private market participation for those with expertise but not existing wealth.
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Economic Fairness
Removes discriminatory barriers that have historically limited economic opportunity for qualified investors
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Business Growth
Expands capital access for businesses of all sizes by increasing the pool of qualified investors.
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Innovation Fuel
Strengthens America's innovation economy by connecting knowledgeable investors with emerging opportunities.
The Path Forward
By embracing knowledge-based qualifications alongside traditional wealth thresholds, we can:
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Preserve investor protection while expanding opportunity—ensuring that those who participate in private markets understand the risks involved.
Support economic growth by connecting businesses with a broader base of qualified investors who can provide capital and expertise.
Advance economic equality by removing arbitrary barriers that have historically limited wealth-building opportunities.
