Stablecoin Legislation: Paving the Way for America's Digital Asset Leadership

These bills provide the regulatory clarity that builders and consumers need. This legislation establishes a comprehensive federal framework that:

Empowers Innovation Through Smart Regulation
• Sets clear definitions for stablecoins
• Creates clear licensing procedures for stablecoin issuers
• Implements tailored regulatory standards that protect consumers without stifling growth

Strengthens America's Economic Leadership
• Reinforces the dollar's preeminent status as the world's reserve currency by driving demand for U.S. Treasuries
• Positions the United States as the global leader in digital asset innovation
• Ensures American companies can compete and lead in the rapidly evolving digital economy

Stablecoins are not just an important part of the crypto ecosystem—they represent a fundamental innovation that makes finance more efficient for all Americans. These digital assets modernize payments and dramatically reduce transaction costs, delivering real benefits to consumers and small businesses, including those who have been underserved by traditional financial infrastructure.

For Consumers:
Faster, cheaper payments with 24/7 availability and global reach

For Small Businesses:
Reduced payment processing fees and instant settlement capabilities

For Builders:
Clear rules of the road that enable innovation and investment

For the Economy:
Enhanced financial inclusion and strengthened dollar dominance globally

The GENIUS Act provides the balanced approach we need—fostering innovation while ensuring appropriate safeguards, supporting both state and federal oversight pathways, and creating opportunities for companies of all sizes to participate in the digital economy.

The crypto community, traditional finance, and policymakers are aligned on the importance of this legislation. With continued bipartisan support and the clear framework the GENIUS Act provides, America would be better poised to lead the next chapter of financial innovation.